FNMA: Effective 9/1/11, servicers should refer to the updated Property Preservation Matrix and Reference Guide for allowable reimbursement amounts for property maintenance work. Servicing Notice, dated 8/3/11

FHLMC: For deliveries on or after 8/1/12, delivery of ULDD Data Points for all secondary financing associated with mortgages sold to Freddie Mac becomes mandatory. Bulletin 2011-14

FHLMC: Effective 3/19/12, Freddie Mac is retiring MIDANET for delivery and removing references to it from the Guide. Bulletin 2011-14

Fannie Mae will not purchase or securitize any mortgage loan insured by RMIC or RMIC-NC dated before 5/1/11 or on or after 9/1/11. SEL-2011-07

FTC: Effective date is 8/19/11 for new rule strengthening consumer protections against deceptive mortgage advertisements.

FHLMC: Servicing changes effective from Bulletin 2011-13.

FNMA: Servicers must implement revised delinquency management and default prevention requirements by 10/1/11. Servicing Notice, dated 7/20/11

FNMA: Lenders are required to use 2011 AMIs for new loan applications dated on or after 9/19/11 (manually underwritten)… Selling Notice, dated 7/19/11

FNMA: Lenders are required to use 2011 AMIs for all loan casefiles submitted to DU on or after the implementation of the 2011 limits in DU (the weekend of August 20, 2011). Selling Notice, dated 7/19/11

FHLMC: All changes related to Servicing Alignment Initiative are effective 10/1/11, unless otherwise noted. Bulletin 2011-11