With regulations constantly changing, the professionals at Mortgage Compliance Advisors (MCA) will help you comply. MCA has the experience and resources to serve all your compliance needs, including quality control audits, consulting services, and many other compliance services.
FHA and Conventional Quality Control File Audits
Our quality control checklists are designed to comply with FHA, Fannie Mae, Freddie Mac, and VA guidelines. Once we receive your files, our experienced team can have the reports from your file reviews back to you in approximately 30 days. » read more about our mortgage quality control audits
Red Flags Rule Implementation Services
The Federal Trade Commission is requiring financial institutions and creditors to have a written identity theft prevention program (Red Flag Policy) in place. We can customize the Red Flag Policy templates for your organization and return them to you quickly. » read more about our red flag policy
Pre-Funding Reviews
MCA can offer any level of detail you need for your pre-funding review. You will receive the review within 48 hours, as well as a report with detailed information about any findings, an overall loan score, and loan risk score. » read more about our pre-funding reviews
Quality Control Plan Implementation
We can create a quality control plan for you; or we can review your current QC plan and provide recommendations to meet agency, lender, or investor guidelines. » read more about our quality control plan
Agency Approval Services
If your organization needs guidance through the FHA, Fannie Mae, or Freddie Mac approval process, we can help. You will receive personal, one-on-one guidance from former FHA branch chief Bob Warnock. » read more about our agency approval services
Training and Consulting Services
We are available to advise/consult on all aspects of compliance and quality control with your organization’s management. » read more about our training and consulting services
4506-T Income Verification
Comply with income verification requirements for Fannie Mae, Freddie Mac, or investors. Order your 1, 2, 3, or 4 year tax transcripts and receive them directly from the IRS in 24-48 hours. » read more about our 4506-T income verification
Identity Verification
We can provide a borrower identity verification solution, which manages fraud risk and helps meet the due-diligence requirements of the Patriot Act. » read more about our borrower identity verification
TPO Management
We offer a low cost solution for managing the approval, monitoring, and re-certification of your Third Party Originator (TPO) clients. » read more about our TPO management
Loan Originator Compensation Policy
We can provide a Loan Originator Compensation Policy within 48 hours to help you prepare for the Federal Reserve’s Final Rule. » read more about our LO Compensation Policy
